Banking, Business, Litigation, Real Estate

Practice Area: Banking Law

Practice Area: Banking

Banking Law

The attorneys and staff of McGrath McCall, P.C. take great pride in our reputation as one of the premier banking law firms in Pennsylvania. Our financial institution clients are able to draw upon our many years of experience as a truly “full service” banking law firm providing a complete range of services to financial institutions. Our clients include large financial institutions, small to medium size community banks, mortgage banking firms, specialty/niche lenders, and credit unions. Our expertise enables us to tailor our services to precisely meet our clients’ needs and to keep pace with the rapidly evolving financial services industry. The firm’s attorneys provide timely advice and counsel on matters such as creditors’ rights and bankruptcy matters, regulatory and compliance issues, loan transactions and documentation, commercial loan policies and procedures, electronic banking, lender liability litigation, letters of credit, human resources matters, leasing, asset disposition, consumer lending, and fraud/security losses.

 

Loan Recovery, Workouts, and Bankruptcy

A cornerstone of the firm’s practice is our expertise in providing clients with cost-effective legal representation in the field of creditors’ rights. We actively counsel lending institutions in the workout, restructuring and recovery of non-performing and substandard loans. Our attorneys also represent business and corporate clients in debt collection and bankruptcy matters.

The firm assists clients in modification and structuring of commercial and consumer loans and we have extensive experience in the representation of creditors in bankruptcy proceedings. Our attorneys are particularly effective in commercial and consumer debt collection matters, aggressively pursuing recoveries for our clients in state and federal court. For our financial institution clients, we also have special programs for consumer loan recovery matters, including mortgage foreclosures, bankruptcy proceedings, replevin actions, and unsecured loan/credit card collections.

 

Loan Transactions and Documentation

Our attorneys have extensive experience in representing both lenders and borrowers in structuring and documenting all types of financing transactions, including asset-based loans, commercial and industrial credit facilities, real estate transactions, accounts receivable and inventory financing, letters of credit, residential and commercial development and construction loans, working capital lines of credit, and lease financing. By drawing upon our extensive archives of standard form and customized loan documents, the firm is able to offer the highest quality documentation services without the time and expense of “reinventing the wheel” for each transaction. In this regard, our efficient handling of documentation transactions enables us to provide unmatched turnaround time with the most competitive pricing.

 

Debt Collection for Businesses and Financial Institutions

In the area of consumer and commercial debt collection, McGrath McCall, P.C. handles hundreds of cases for our financial institution and business clients under our comprehensive debt collection programs for consumer and commercial loan accounts, accounts receivable, deficiency balances, and charged-off accounts. To ensure cost-effective debt collection, we work closely with our clients to design programs tailored to meet their specific needs.

The firm maintains state of the art computer systems and software to efficiently process collection accounts which, together with our highly trained staff, enables us to expeditiously generate recoveries for our clients. Our technological sophistication also enables us to readily interface with our clients’ in-house account tracking and monitoring systems.

 

Commercial Litigation

When it comes to litigation experience, McGrath McCall, P.C. has a reputation for aggressively representing our clients’ interests. We take a very practical, common sense approach to litigation matters and communicate frequently with our clients. The firm is always sensitive to the cost of litigating disputes and every step in the litigation process is directed toward achieving a favorable and expeditious resolution for our client. Our attorneys have represented clients in a variety of business, banking and commercial litigation matters at the federal, bankruptcy, and state courts, including arbitrations, jury and non-jury trials, mediations, and appellate matters. We have particular expertise in contract litigation, Uniform Commercial Code matters, real estate litigation, lender liability claims, environmental liability actions, employment disputes, fraud and misrepresentation litigation, and commercial claims.

 

Wealth Planning and Estate Administration

Careful planning is required to preserve a client’s wealth for the future. At McGrath McCall, P.C., we handle all aspects of financial and estate planning with careful consideration of the practical ramifications for our clients and their heirs. Our experience includes wills and trusts, powers of attorney, estate planning and estate administration, asset acquisition and disposition, and related litigation matters.

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